Homestar Mortgage

Stephen Tetzner

Email: stevet@homestarmortgage.net
Phone: 401-454-3300 x101
Mobile: 401-447-4367

Locations: Rhode Island, Massachusetts

NMLS# 4358

Biography - With over 21 years of experience and over $1 billion in overall mortgage volume, Stephen Tetzner is a recognized leader in the mortgage industry.  He is a founding partner of Homestar Mortgage, which he began with his father, Carl over 20 years ago.  He was recently ranked the number one mortgage originator in Rhode Island, and is the 29th most successful loan producer nationwide.  He was recognized by Top Agent Magazine as a Top Mortgage Professional in 2015. Steve is currently president of the RI Mortgage Bankers Association, and has served on its Board of Directors for seven years.

As chair of the RI Mortgage Bankers Association’s Legislative Committee, Steve was personally involved in the drafting of language regarding loan officer licensing, and was instrumental in creating the landmark predatory lending legislation.  He is a regular contributor to Real Estate Insights on 920 WHJJ and is an active member of the Narragansett Lions Club.  Steve studied Finance at the University of Rhode Island and is active in several charitable organizations, including the Toys for Tots Program and the Rhode Island Community Food Bank.


Charles Adams

Email: cadams@homestarmortgage.net
Phone: 401-454-3300 x116
Mobile: 401-932-8899
Locations: Rhode Island

NMLS# 4661

Top Mortgage Professionals in Rhode Island 2014
Top Mortgage Professionals in RI 2014

Biography - Charles Adams continues to use his expert people skills in his job as a loan originator for Homestar Mortgage, where he has worked for 12 years. During his tenure, Charles has helped hundreds of clients to obtain loans to purchase property and to refinance mortgages. A resident of Narragansett, Charles can be contacted at (401) 454-3300 or cadams@homestarmortgage.net.

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Michelle L. Caprio

mcaprio@homestarmortgage.net
Office: 401-454-3300 x 130
Cell: 401-529-6455
NMLS #1541414

 

Biography - Michele Caprio joined Homestar Mortgage with 27 years in the real estate and financial fields.  Michele served as the 2003 President of the Greater Providence Board of REALTORS® and the 2006 President of the RI Association of REATORS®. She was most recently the Chief Executive Officer of the Greater Las Vegas Association of REALTORS®.  Michele brings her extensive knowledge of the real estate market to provide her clients with outstanding customer service.

Michele is a graduate of the University of Rhode Island, Kingston RI and is a master’s candidate in management at the Harvard Extension School, Cambridge MA.  She resides in Hope, RI.

Adam Ethier

Email: aethier@homestarmortgage.net
Phone: 401-454-3300 x117
Mobile: 401-954-4757
Locations: Rhode Island

NMLS# 4666

Biography - Adam Ethier started working at Homestar as a loan officer and mortgage originator in March 2005. Previously, he was a budget analyst and cost accountant for the finance division of Blue Cross and Blue Shield of Rhode Island. He specializes in customizing mortgage solutions and working with first-time homebuyers to find options for low down payments. Adam is a licensed mortgage originator in Rhode Island, Massachusetts and Florida. He has a bachelorís degree in accounting from the University of Rhode Island and resides in Coventry. Adaml is a member of the South Kingstown Chamber of Commerce, an affiliate member of the Newport County Board of Realtors and Kent-Washington County Association of Realtors and a committee member of the URI Alumni Association. He enjoys traveling and boating. Adam works out of our Providence office.


Karen Flynn

Email: KFlynn@HomestarMortgage.net
Office: 401.454.3300, ext. 131
Cell: 401.487.1968
NMLS #571256

Biography - Karen Flynn joined Homestar as a Senior Mortgage Loan Officer with over 30 years in the financial services industry, including 10 years in residential mortgage lending. In addition to her professional experience, Karen has been named a Five Star Mortgage Professional for the last seven years (2011-2017), and is a member of Leadership Rhode Island’s 2015 LAMBDA II Class. Karen holds an MBA and Certificate of Advanced Graduate Studies in Finance from Bryant University. She graduated from Providence College and is currently President of the Providence College National Alumni Association Council. She and her family reside in North Kingstown, RI.


Dennis Hughes

Dennis Hughes

Email: dhughes@homestarmortgage.net
hughesmortgage@cox.net

Mobile: 401-440-5989
Fax: 401-633-6149
NMLS #: 21027

Biography - Dennis has over 31 years of experience in the mortgage industry and is excited to be putting that knowledge to work for the clients of Homestar Mortgage. He has worked with thousands of homeowners, many of whom are repeat customers, and has an in-depth knowledge of FHA, conventional, VA and Rhode Island Housing loans. Dennis is one of Rhode Island Housings top loan officer partners and is a repeat Five Star Mortgage Professional award winner. Dennis graduated from SUNY Cortland with a Bachelors degree in Economics. He resides in Barrington, Rhode Island.


David Johansen

David Johansen

Email: djohansen@homestarmortgage.net
Phone: 401-454-3300 x311
Mobile: 401-954-2858
Locations: Rhode Island, Massachusetts, Connecticut and Florida
NMLS# 22078

Biography - David Johansen has been a top producing loan officer since 2003. He specializes in property purchases with a wide array of clientele including first-time homebuyers, physicians, and veterans, servicing Rhode Island, Massachusetts, Connecticut, and Florida. David has a bachelor’s degree in marketing and international business from the University of Vermont and is a 7 year member of a local chapter of Business Networking International. A lifelong native of Rhode Island, David lives in North Kingstown with his wife Chrissy, who is a Consultant with the Autism Project, and they enjoy traveling and outdoor activities. David is based out of Homestar’s Providence office but meets many of his clients outside of the office for their convenience.

Named One of Rhode Island Housing's Top Ten Loan Officers for 2015 and 2016.


Michael Mendonca

Email: mmendonca@homestarmortgage.net
Phone: 401-454-3300 x112
Mobile: 401-749-3131
Locations: Rhode Island
NMLS# 4699

Biography - Michael Mendonca is a mortgage lender, who has worked for Homestar Mortgage since entering the industry in 1995. He has extensive experience as a loan originator and processor. A graduate of Roger Williams University in Bristol, he has a bachelorís degree in the administration of justice, Michael and his wife, Dawn, reside in Barrington with their two sons: Noah, 8; and Lucas, 6. In his free time, Michael enjoys golfing and fishing.


Patricia Ruggiero

Email: pruggiero@homestarmortgage.net
Phone: 401-454-3300
Locations: Rhode Island

Biography - As a mortgage originator for Homestar Mortgage, Patricia specializes in financing for first-time homebuyers. She has over 37 years of experience in the mortgage industry and has extensive knowledge of FHA, VA, State Housing and conventional mortgage financing options. She served as Vice President for Equity Mortgage Invest Corporation of Cranston, RI, and as President of Innovative Mortgage Solutions of Cranston, RI. Patricia attended Johnson & Wales University, and currently lives in Cranston, RI with her husband of 41 years. She enjoys spending time with her granddaughter and playing golf.


Angelo Soukas

Email: asoukas@homestarmortgage.net
Phone: 401-454-3300 x113
Mobile: 508-341-1028
Locations: Rhode Island, Massachusetts
NMLS# 4712

Biography - Angelo Soukas takes great pride in his reputation as an honest loan officer and making the process of obtaining a mortgage as simple as possible for consumers. Angelo came to Homestar 17 years ago, after spending seven years in the mortgage industry with the former Fleet Bank. Before becoming a loan officer for Homestar, he worked for the agency as a sales manager. Angelo has a bachelorís degree from the University of Rhode Island and likes to play golf. He resides in Wrentham, Mass.and has two boys, ages 14 and 11. Angelo works out of the Providence office.


Robert Spaight

Email: robertspaight@homestarmortgage.net
Phone: 401-454-3300 x316
Mobile: 401-374-1993
Locations: Rhode Island
NMLS# 22168

Biography - Robert Spaight joined Homestar Mortgage as a senior loan officer after working in the industry for 12 years. He has extensive experience dealing with first-time homebuyers, corporate relocations, jumbo financing and the Federal Housing and Veterans administrations. Robert is a University of Rhode Island graduate, where he earned a bachelor’s degree in political science. He resides in Barrington with his wife and two children and in his free time he enjoys boating, skiing and playing softball.


 

Elizabeth Tetzner

Email: etetzner@homestarmortgage.net
Phone: 401-454-3300 x111
Mobile: 401-447-7880
Locations: Rhode Island

NMLS# 4717

Biography - Elizabeth Tetzner is a 12-year employee of Homestar Mortgage, working as a loan originator out of our Providence office. She is dedicated to helping consumers navigate through the loan process. She also practices yoga in her free time.


Maria Zambarano

Email: mariazambarano@homestarmortgage.net
Phone: 401-454-3300 x118
Mobile: 401-714-5053
Locations: Rhode Island

NMLS# 18799

Biography - Maria Zambarano started working as a loan officer 27 year ago and is continuing her career at Homestar Mortgage. She joined the company more than 6 years ago and specializes in working with first-time homebuyers and originating FHA 203K loans. She is licensed in Rhode Island, Massachusetts and Connecticut. Maria has a bachelor’s degree in English and communications from the University of Rhode Island. She resides in Rehoboth, Mass., and enjoys gardening, golfing and upholstering furniture.


William Whitty

In Memoriam

William J. Whitty

William J. Whitty (Bill Whitty) was a consummate professional who mentored many loan officers in his 40-year career. He was the president of Homestar Mortgage for five years. Bill’s career started in June 1971 with Fleet Financial Corp as their first mortgage originator and then manager. Among the many community organizations that Bill served, he was proud to be the President of RI Mortgage Banker's Assoc., Treasurer of The Mount Hope Farm, and President of the Bristol Foundation.

 

LICENSES: RI Broker #96000596LB - RI Lender #20031583LL
MA Broker/Lender #MC2340 - CT Correspondent Lender/Broker #12594
FL Correspondent Lender #CL0700894

220 Smith Street, Providence, RI 02908
1-888-744-3300 - MortgageProfessional@homestarmortgage.net
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