The most product choices!
“The Most Trusted” Professionals!
Over 45 years of expertise!
We deliver on our promises!
Guaranteed timely approval!
Risk free and hassle free!
Customer for life program!
Toll Free 1-888 744-3300
The Most Product Choices
Homestar offers the most mortgage choices
- Fixed Rate Mortgages
- FHA Insured Mortgages
- VA Mortgages
- Interest Only Mortgages
- State Housing Mortgages
- First Time Homebuyer Mortgages
NO Closing Costs
NO Down Payment
- Construction Loans
- Investment Loans
- Commercial Loans
- Home Equity Loans
- Lines of Credit
Homestar is both a Banker & Broker, which means they have complete control of the mortgage transaction.
First Time Homebuyers:
You only buy your first home once, and with Homestar’s guidance it can
be a stress-free, enjoyable experience. Here are some of the popular
programs Homestar can provide:
Rhode Island Housing
Offers a number of programs through Homestar Mortgage, from low-interest,
low down payment loans for the first time homebuyer, or for rehab of older homes.
Massachusetts Housing programs through Homestar, provide MA residents
with low and moderate incomes who may be under-served by conventional markets.
FHA mortgage’s through Homestar, are backed by the U.S. government, insured
against loss and carry an interest rate that’s competitive or lower than the best
interest rate in your local marketplace.
VA mortgages are now available for most qualified veterans and active duty military
in high cost areas, with no money down. Also, many VA loans are guaranteed and
are often assumable. You can choose from fixed or adjustable rate mortgages.
No Cost Pre-Approval
Talk to Homestar about how much home you can afford and get pre-approved before
you begin your house search. You will know exactly how much you can reasonably afford
to pay per month for mortgage and taxes.
Getting pre-approved means you receive a loan commitment from Homestar even
before you have found the home you want, based on a timely review of your credit and
finances. Pre-approval say’s to all you are a qualified buyer and helps you establish
the homes clearly affordable price range.
Homestar will pre-approve you at no cost so your presentation to the seller leaves
no questions regarding your ability to buy your dream house. The sellers should take
you more seriously because they’ll know that you can afford what you’ve offered
and that financing is not an issue. This could be especially helpful if you happen
to be one of many buyers making an offer.
Pre–approval by Homestar reduces the time between your purchase and sale
agreement and your closing. Homestar’s experienced team of home appraisers,
attorneys and title companies bring your transaction to a secure completion.
Homestar can help determine if refinancing makes sense for your own situation. They will
explain all of your options: Do you refinance to lower your rate? Refinance to build equity
faster? Choose a fixed–rate mortgage or acquire the cash for any number of uses?
Contact us right now for all of your
mortgage needs. Whether you are
a first time home buyer, or whether
your looking for a new construction
loan or refinancing your existing
mortgage, Homestar’s professionals
can be your most invaluable resource.
Toll free1- 888 744- 3300